Thursday, 26 October 2017


Which is the best way to invest Money to get very good Profits or returns? How can I use my money to get the best returns or profits?


According to the typical thinking of most of the people, if you need more money you need to work more. Investment is to make your money work for you. We strongly believe in that money can earn more money.
  • You can give money to someone to use it for a pre-defined period of time. That money will come back with an interest. Or you can also invest in stocks.
  • Buying something that could increase in value. You are an owner of something for which you hope that its value will increase with time. At the time of need, you can sell it and get the money along with the profit.
  • There is various short term and long term investments option available in the market like mutual funds, bank fixed deposits, equity shares, stocks and much more. One can opt for the most appropriate investment option as per his needs, budget and future plans.
  • Following are the best investment tools for earning money from your money :
  1. Public Provident Fund (The current interest rate for the years 2016-2017 is 8.1%pa.)
  2. Investing in a Mutual Fund.
  3. Direct Equity or Share purchase. (Click here to open your Trading & Demat account within 10 minutes to invest in stock and mutual fund online with India’s largest Broking company and enjoy free delivery brokerage charge.)
  4. Real Estate Investment.
  5. Investing in Gold in Various Ways.
  6. Post Office Saving Schemes. This is the best in top 10 best investment options in India that ensures the highest return, there is a monthly income plan of Post Office Saving Schemes is very suitable for retired people with regular income requirements. This government saving scheme does not have any risk-related factor but the interest is quite low.
  7. Company Fixed Deposits. Company FDs are very beneficial in comparison to the bank FDs as it gives higher rate interest. Make sure you select the investment period very carefully as it is not allowed to withdraw money before maturity. The corporate fixed deposit schemes are not under any insurance benefits and neither it is under the control of the Reserve Bank of India. Company Fixed Deposits is one of the top 10 financial investment options in India. So investors who are willing to invest for the long term and can bear some amount of risk can opt for company FDs.
  8. Initial Public Offerings. IPOs is once in a lifetime opportunity as it happens only once in every company. It is very attractive if launched by a good and reputed company. There are some unique risks associated with them. The lack of information links some uncertainties with IPOs. It’s a long term investment option with low risk.
  9. Unit Linked Insurance Plans. It is also known as ULIPs, which falls under the list of top 10 best investment options in India. It invests in debt and equities markets. The fluctuation is counted by the net asset value (NAV). It is not very known but, plays an important role in the investment market.
  10. Invest in Bonds. If you feel uncomfortable investing in mutual funds and direct equity market investments, then you can try investing in bonds. Investing in bonds can be one of the best investment options since there are many good bonds which actually provide a high rate of return on investments. There are bonds that are under the regulation of government, for example, a bond for 10 years which is currently giving a rate of interest of 7.70%.
So, think, research, understand and decide the best saving investment options to build your future financially strong and healthy.


Source credits: Policybazaar

Hope these will help you to understand better.


With Best Regards,
Amiya Sarkar

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